Monday, May 15, 2006

The Big "What If?"

My sister-in-law shared this story with me about a familythat she knows, and wanted me to share it with you:

`Matt` was turning 44 this Month. Avid soccer player, so he was physically active. (Not sure `fit` is the right word...he was a bit overweight, but mostly a beer gut).

He tried to get more life insurance two years ago when his doctor friend/neighbor dropped dead (leaving behind widowand 4 children).

The underwriters turned Matt down...he needed to follow up with a specialist, but didn`t. After his son was diagnosed with diabetes late last year, Matt started trying to increase his coverage again. Denied again.

This time Matt took action. Went to his doctor, made appointments with specialist. He was committed to doing all the things the insurance company told him to.

But Matt never saw the specialist. He died before he got to his appointment.

Dropped dead at soccer practice.

This is not an ironic short story. This is real life.

Matt only had $250k life insurance. All credit cards maxed out ($25k), living paycheck to paycheck...a large mortgage, large house with associated upkeep, etc. His job was straight commission. No benefits.

Eileen says Matt`s widow is "scared to death. She has 2 boys (15 and 13). She`s begging for help. It`s really sad."

Nothing like a little reality check to start your week. A few thoughts:

1. To protect your family when you`re gone, please reviewand update your Will, Life Insurance, Disability Insurance,and your Health Care Power of Attorney/Living Will.

If you don`t have them--get `em. These are mundane things, I know. And hardly anybody likes to think about or talk about their own death. The big "what if". It definitely falls into the `Important, but not Urgent` category. Getting them set up will take a load off your mind.

2. To protect your heart while you`re still here, start taking the Core Four. Fish Oil, Magnesium, and CoQ10 all give strong protection against Sudden Death, heart arrhythmias and heart disease.

Honestly, I never thought much about the `sudden death` benefit of the Core Four, because I never knew anyone who dropped dead suddenly. But now I do. And it`s revived my interest and my passion in sharing these nutrients with as many people as possible.

Keep Matt`s family in your thoughts and prayers. Contact your attorney and your insurance agent. Get started on the Core Four. http://www.drvinceonline.com/core4.htm

Dr. Vince

P.S. Wills, insurance, and all that kind of stuff are investments you make now, that will protect you and your family in the future. Good nutritional supplements are sort of like that, too. It`s an investment you make in yourself and your health because you know it`s good for you and the right thing to do. It`ll help you live longer and live stronger. Protect your heart and your health as long as we`re blessed to have you with us. Scoot on over to http://www.drvinceonline.com/core4.htm and get started today.

To quote the Red Hot Chili Peppers: `There`s never been abetter time than right now.`